Privacy Policy
This Privacy Policy explains how Costnivo LLC ("Costnivo," "we," "us," or "our") handles information in connection with your use of costnivo.com (the "Website").
Last updated: August 16, 2026
1. Overview
Costnivo LLC publishes general, informational content about the daily spending journal method for organizing everyday purchases. This Website does not offer paid services, financial products, or account-based tools, and we aim to collect as little personal information as reasonably possible.
2. Information we collect
We may collect the following categories of information:
- Information you provide directly: such as your name, email address, and message contents when you use our contact form or email us at info@costnivo.com.
- Automatically collected information: such as browser type, device type, pages visited, and approximate location derived from IP address, collected through standard server logs and cookies as described in our Cookies Policy.
- Cookie preferences: a record of whether you accepted or declined non-essential cookies on this Website.
3. How we use information
We use the information described above to:
- Respond to inquiries submitted through our contact form or via email.
- Operate, maintain, and improve the Website and its content.
- Understand general usage patterns, such as which informational pages are most read.
- Comply with applicable legal obligations.
We do not sell, rent, or trade personal information to third parties, and we do not use it for paid advertising of financial products or services.
4. Cookies and similar technologies
The Website uses a limited number of cookies for essential functionality (such as remembering your cookie preference) and, where enabled, for basic, aggregated analytics. Details are provided in our Cookies page, including how to manage or decline non-essential cookies.
5. Sharing of information
We may share information with:
- Service providers who help us operate the Website (for example, hosting providers), under confidentiality obligations.
- Authorities, where required to comply with a legal obligation, protect our rights, or respond to a lawful request.
We do not share personal information with third parties for their own independent marketing purposes.
6. Data retention
We retain contact form submissions and related correspondence only as long as reasonably necessary to respond to your inquiry and maintain appropriate records, after which it is deleted or anonymized.
7. Your choices and rights
Depending on your location, you may have rights to access, correct, or request deletion of personal information we hold about you, and to object to or restrict certain processing. To exercise these rights, contact us at info@costnivo.com, and we will respond within a reasonable time.
8. Children's privacy
This Website is not directed to children, and we do not knowingly collect personal information from children.
9. International visitors
Costnivo LLC is based in Ulaanbaatar, Mongolia. If you access the Website from another country, your information may be processed in Mongolia or other locations where our service providers operate.
10. Changes to this policy
We may update this Privacy Policy from time to time. Material changes will be reflected by an updated "Last updated" date at the top of this page.
11. Contact us
If you have questions about this Privacy Policy, please contact us:
Costnivo LLC
Mongolia, Ulaanbaatar, Chingeltei District, 4th Khoroo, Enkhtaiwany Avenue 23, Naran Center, 3rd Floor, Office 15
Phone: +976-7011-4455
Email: info@costnivo.com